Funding based on your sales, not a bank's mood.
Through Clover Capital and other capital partners, our merchants can get an offer based on their card sales. You see the amount, the cost and the payback before you accept anything.
We don't push it. If an offer makes sense for you, we show it. If it doesn't, we say so.
What you get
An offer based on your sales
The offer comes from your processing history with us, not from a stack of paperwork.
The cost up front
The amount, the total you pay back and how it's collected, in writing, before you say yes.
Repaid as you sell
A share of your card sales goes toward it, so slower weeks collect less.
A straight answer from us
We read the offer with you. If it's not a good fit, we tell you to pass.
Clover Capital
Funding for our merchants comes through Clover Capital and other capital partners.
- Funding offers based on your card sales history
- The money goes to the account you already use
How it's repaid.
Automatically, as a set share of each day's card sales through your connected POS.
A set share of each day's card sales
Agreed before you accept. It comes out through your connected POS, so there is nothing to send.
Slower day, smaller payment
The share stays the same, so the dollar amount follows your sales down as well as up.
No fixed monthly bill
Nothing comes due on a set date whether you were busy or not.
What you see before you say yes.
Every offer is in writing, in plain numbers, before you accept. We read it with you.
- The amount you'd receive
- The total you'd pay back
- How it's collected, and what share of each day's sales
- Which partner is making the offer
When it makes sense. When it doesn't.
Funding is a tool. We'd rather you skip it than take it for the wrong reason.
Good reasons
- Equipment or a build-out that starts earning right away
- Inventory ahead of your busy season
- A second location you've already proven at the first
Talk to us first
- Covering a slow month's payroll
- Paying off another advance
- Anything you can't say how it pays for itself
How it works
- 1
Process with ZEZE
Offers are based on your card sales through your merchant account.
- 2
An offer appears when you qualify
You see the amount, the cost and the payback. Take your time. Ask us anything.
- 3
Accept, and it's deposited
Funds go to your bank account and are repaid from your sales as they come in.
Questions merchants ask us.
Anything else? Call or text us at (480) 737-0532.
Who are the capital partners?
Clover Capital and other capital partners. Which one makes you an offer depends on your account and your sales.
How much can I get?
It depends on your sales history. We don't publish amounts, because the offer is made to you, not to an average.
Is it a loan?
It depends on the partner and the offer. Some are loans, some are a purchase of future sales. The paperwork says which, and we walk you through it before you sign.
Do I have to process with ZEZE?
Yes. The offers are based on card sales through your ZEZE merchant account.
What if I say no?
Nothing changes. Your account, your rate and your service stay exactly as they are.
Ask about funding.
Tell us what you'd use it for. We'll tell you whether an offer is likely and what to expect.