Verticals most processors decline. We place them.
We know which accounts say yes, what underwriting asks for, and how to keep the account open once it's live. Tell us what you sell and you get a straight answer within 24 hours.
The verticals we place.
If yours isn't here, ask anyway. The list is what we see most, not the limit.
- CBD & hemp
- Cannabis-ancillary (equipment, accessories, services)
- Online vape & tobacco
- Firearms & ammunition online (FFL-to-FFL)
- Online pharmacy (LegitScript/NABP)
- Supplements & nutraceuticals
- Adult content
- Dating
- Skilled gaming & fantasy sports
- Online marketplaces
- Trial & continuity offers
- Affiliate marketing
- Credit repair
- Debt collection
- Kratom & botanicals
- Lead generation
- Direct sales & MLM
- Membership clubs
- Timeshare & travel clubs
- Precious metals online
- Money services (FinCEN-registered)
- Moving companies
- Research peptides (B2B)
- Short-term lenders
- Sports forecasting
- Prepaid phone cards
- Mushroom spores & amanita
How it works.
Approval is underwriting's call, and we never promise it before they've looked. What we promise is the work: the right file, to the right desk, with a person following it.
- 1
Tell us the vertical
What you sell, how you sell it, and where you stand today. Two minutes in the form below, or a call.
- 2
We build the file
We match your business to the right underwriting and put the application together the way it wants to see it, the first time.
- 3
You get a real answer
Within 24 hours: what we need, what the path looks like, and what to expect once the account is live. Not a form letter.
Once you're live, we keep you live.
Most high-risk accounts are lost after approval, not before: chargebacks creep up, a descriptor confuses customers, a product line changes and nobody tells underwriting. We watch those numbers with you, flag them early, and talk to underwriting on your behalf. 24/7 support from the same people, on every account.
Tell us what you sell.
Was your account closed somewhere else? Say so. It changes the path, not the answer.
Nothing you enter here is shared outside ZEZE. We ask for the full application only after we've agreed on the path.